Foreclosure Prevention Options

Help Responsible Homeowners and Heal the Housing Market

In his State of the Union address, President Obama laid out a Blueprint for an America Built to Last, calling for action to help responsible borrowers and support a housing market recovery. While the government cannot fix the housing market on its own, the President believes that responsible homeowners should not have to sit and wait for the market to hit bottom to get relief when there are measures at hand that can make a meaningful difference, including allowing these homeowners to save thousands of dollars by refinancing at today's low interest rates. That's why the President is putting forward a plan that uses the broad range of tools to help homeowners, supporting middle-class families and the economy. For more information please visit

HELP for America's Homeowners

The "Making Home Affordable.Gov" Web site provides homeowners detailed information about an initiative introduced by the Obama administration to stabilize the housing market by helping seven to nine million Americans reduce their monthly mortgage payments to more affordable levels. For more information visit

HUD-approved Housing Counselor Near You

The U.S. Department of Housing and Urban Development (HUD) has approved funds for free or very low cost housing counseling nationwide to assist families in avoiding foreclosure. Housing counselors can help you understand the law and your options organize your finances and represent you in negotiations with your lender. If you need this assistance find a HUD-approved housing counselor near you or call 800-569-4287 or TTY 800-877-8339. Prince William County offers services through the Virginia Cooperative Extension located at 8033 Ashton Ave. Suite 105 Manassas VA 20109-8202. For information call 703-792-6289 or visit the VCE Financial Education Web Page.