The Circuit Court Clerk's Land Records Office (Room 300) processes filing of Homestead Deeds/Exemptions.
A Homestead Deed prevents creditors from attaching/levying one's personal property and equity in real estate. Normally, such an instrument is filed when an individual is going into bankruptcy or is anticipating a judgment against him/her.
A Homestead Deed must be filed on or before the fifth day after the date of the meeting of creditors or the exemption will not be allowed by the Bankruptcy Court (Virginia Code § 34-17). The homestead exemption is limited to $5,000 in value (Virginia Code § 34-4).
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